FSBO, what is it? FSBO means For Sale by Owner, and its a term thats generally referred to when youre selling your home without soliciting help from a Realtor.

FSBO, whats the benefit to you? Youll save thousands of dollars in commissions if you sell your home this way. However there are some headaches youll have to deal with and here are just a few:

1) Unqualified borrowers you may negotiate a deal in good faith just to find out the potential home buyer couldnt obtain the financing for purchasing your home.

2) Sunday shoppers just looking on a nice day.

3) Insulting Offers someone offers you a ridiculous price trying to buy your home way under market value thinking you dont know your homes value.

4) No shows and late night phone calls nothing more frustrating.

If you do have the time and patience for this then here are some suggestions for you to try:

1) Make sure you advertise your home in the local newspapers classified section (you must get exposure for your home; having a sign out in the front yard is not always going to get you enough exposure).

2) Set up some Sunday open houses to advertise too. You need to get people inside your home. Make sure its cleaned and pressed. The biggest turn off to a buyer is to look at a home thats dirty; this just makes sense if given the choice would you buy a filthy dirty car or one that has been cleaned up?

3) Contact a mortgage loan officer. He / She might have someone theyve pre-qualified to buy a house, but they havent found one yet. Plus, they might have an FSBO program in place to help you sell your home.

Marc Sisk

PROFESSIONAL EXPERIENCE:

I've been in the mortgage origination business since 1998 and have dedicated myself to learning and understanding all aspects of mortgage lending, from originating, processing, underwriting, and closing mortgage loans. Before entering the mortgage business I was in the automotive industry where my area of expertise was in the Finance and Insurance department. I arranged auto loans, life, accident and health insurance policies, and extended service contracts.

ACCOMPLISHMENTS:

From 1985 to 1988, the Pontiac Motor Division of General Motors recognized me as a Master Sales Manager. In 1991 I won the Service Contract Sales Volume Award for finishing in the top 50 of Finance and Insurance Managers for all of Buick Motor Division in the United States and Canada. In 1995 I finished in the top 20 of Finance Managers for Chrysler Service Contracts. I?m certified by the State of Indiana as a mortgage loan officer, and licensed by the state as a Real Estate Sales Person.

MISSION STATEMENT:

The reason for my success in sales is I listen to you, the customer, and your wants and needs I take personally. I do my best to deliver the services you pay for and expect.